I have received 2 different offers from insurance companies this month and each time I called them for a rate quote. I'm happy to say that so far the company I've been with for years is way cheaper than both of them.
I was almost disappointed because I thought hey if I can save even 20 bucks every six months it would be worth switching. My insurance is 200 bucks cheaper than Met Life and 250.00 cheaper than State Farm. It almost makes me wanna kiss the lil gecko from Geico! LOL

I have been doing laundry all day and DH was helping me hang our clothes in the closet. He handed me a pair of cargo pants that I have only worn once this fall and in the leg pocket was 21 bucks. I have no clue how it got there since I don't usually put things in my leg pockets, but I'm not going to complain. This may not seem like much but we were down to $2 for the rest of the week and it's nice to know I won't have to stress about small items I might need. I'm gonna consider this a gift from the laundry fairy. haha

Okay I stuck to my budget this week and now I'm broke. LOL.

I know things have to be tight in order to get caught up we have to tighten our belts. It just sucks.
I keep telling myself it's only a couple of months and then at least we'll be caught up and things won't be so rough. I just don't like it when hubby gives me a look when I say no we don't have the money to go out to eat or whatever. He's being good about it, but I can tell he doesn't care for it so much.
My feeling is I want to be able to get everything paid up and then down so we don't have to worry about our futures. I don't want to be one of those old ladies who have to eat tomato soup because I didn't have the money to pay the electric bill.
Okay I think I've whined enough. I'm proud of myself for sticking to my budget and my guns about not spending money. So...go me!!

I just called the phone company to ask them why they were charging me more for internet services than it says they should. Online it said our internet services should have been 45.99 and we were being charged 55.99. When I asked about it the lady said yes the price had changed and they would update it and I complained that I should have been informed that there was a better deal she not only fixed my bill but gave me and additional 10.OO discount. 20.00 savings per month! Wooohoo!!!!
I will be sure to keep checking up for newer deals from time to time. Never know when you can save money.

From the time I moved out on my own at the age of 17 I have struggled to pay bills. We have been in debt and behind on bills for our entire marriage. As soon as I think we are getting caught up something happens that slaps us right back behind in payments. Not that we are way behind but I can't seem to get bills paid on time. It's more like I am a few weeks behind instead of months.
Today I made a budget that seems to be doable and should get us all caught up in 2 months. I am going to stick to my guns and once we are caught up then I will begin seriously throwing money at our debt. I hate not having money for emergencies and stressing over how I'm going to get the kids shoes.
It's crazy that I should have to worry about this since we make more than enough money to pay all our bills and still have extra. It just seems that trying to get caught up keeps us broke. In reality it's the wasting money on things we don't need that hurts us.
My hubby isn't big on budgeting and doesn't help with bill paying. Today I'm showing him our budget and how much money we waste every month and pushing him to help me get motivated.
With or without him I am going to do this. I know he'll stand behind me all the way though so we'll be fine.